Is it Better to Mail or Fax the Dispute Letters?

Is it Better to Mail or Fax the Dispute Letters?

If you’re wanting to know the best way to submit your dispute letters to the major credit bureaus, then this article is for you!

Why do one or the other, when you can do both?

Sending the dispute letters via regular mail and fax ensures that the credit bureaus receive them.

Here’s the process:

Go online to Equifax, Experian, and TransUnion to find their current mailing address and fax number, since all three bureaus in the United States have a habit of changing their mailing addresses from time to time. 

Include your dispute letter, copies of your personal identification documents, and proof of residency in your envelope and mail it either regular mail or certified mail to the credit bureau(s).

Also, fax the same information to the credit bureaus and keep track of your receipt that it was sent successfully. 

If you’re in Canada, then you have to complete a separate form (Credit Report Update Form) and print and mail it to the two bureaus below, along with photocopies of your personal identification documents: 

1. National Consumer Relations

Box 190

Montreal, Quebec H1S 2Z2

Tel :1-866-828-5961 (English)

Tel.:1-877-323-2598 (French)

2. Trans Union of Canada

3115 Harvester Road, Suite 201

Burlington, Ontario, L7N 3N8

Tel:1-800-663-9980

Tel:1-877-713-3393 (for Quebec)

Also, fax is not available to Canadians.

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